Privacy Policy

Reporting & Accounting Management (RAM)
Effective Date: 19.01.2026

1. Introduction

Welcome to Reporting & Accounting Management (RAM) (“RAM”, “we”, “our”, “us”). This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our Mobile and Web Application.

2. Information We Collect

2.1 Personal Information

• Name
• Email Address
• Mobile Number
• Organization Name
• User Login Credentials

2.2 Financial Information

• Income and Expense Records
• Accounting Entries
• Reports and Transaction Details
• Opening Balance and Financial Year Data

2.3 Technical Information

• IP Address
• Device Information
• Browser Type
• Operating System
• App Usage Data

3. How We Use Your Information

• To provide and maintain accounting and reporting services
• To manage user accounts and role-based access
• To generate financial and analytical reports
• To improve system performance and user experience
• To provide technical support
• To ensure security and prevent unauthorized access

4. Data Storage & Security

The application is hosted on a Cloud-Based Server. Data is stored in a MySQL Server database. We implement appropriate technical and organizational security measures, including Role-Based Access Control (RBAC), to protect your information. However, no electronic storage method is 100% secure.

5. Data Sharing

We do not sell, rent, or trade your personal or financial data. Information may be shared only:

• When required by law
• With authorized service providers for hosting or maintenance
• With your explicit consent

6. Data Retention

We retain user data as long as the account remains active or as required for legal, accounting, and compliance purposes. Users may request account deletion subject to applicable laws.

7. User Rights

• Access their data
• Correct inaccurate information
• Request deletion of their data
• Withdraw consent where applicable

8. Third-Party Services

RAM may use third-party cloud hosting providers. We are not responsible for the privacy practices of third-party services.

9. Children’s Privacy

RAM is intended for business and professional use only. We do not knowingly collect data from individuals under 18 years of age.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be communicated through the application or official communication channels.

11. Contact Information

For privacy-related questions, please contact:

Reporting & Accounting Management (RAM)
Email: mail@techzmatrix.in
Address: Techzmatrix Software Technologies , First Floor, Thiruvathira, Attipra Village, PVRA-112, nr. Technopark Road, Technopark Campus, Kazhakkoottam, Thiruvananthapuram, Kerala 695583